Modern mortgage finance
Delivering our funding partners the full mortgage lifecycle from origination to servicing
11,500+
loans completed
£2.5+ billion
in lending
72.6%
average LTV
10,000+
mortage intermediaries
![Mortgages as a service](/static/04329d87dff7c4027fdccc5811e5ef24/206c8/white-appartments.jpg)
Mortgages as a service
We originate and manage buy-to-let mortgages for institutional funding partners. These include some of the world’s biggest retail banks, asset managers, investment banks and insurance companies.
Our mortgage as a service model provides flexible, cost-effective access to high-quality credit with a proven track record.
![Mortgage lifecycle management](/static/afb02d6b2af96038fa154dc83156c8fe/206c8/square-julianc.jpg)
Mortgage lifecycle management
- Origination at scale
Our network of over 10,000 mortgage intermediaries originates mortgage applications from professional landlords confident in Landbay’s highest customer satisfaction score in the industry.
- Expert underwriting
Our expert underwriting team, supported by our proprietary technology, deliver quality mortgages to PRA standards with a proven performance track record in successful securitisations including the Canada Square and Stratton BTL programs.
- Servicing
We put our customers’ needs front and centre. We like to think our reviews and awards speak for themselves.
![Modernising mortgage finance](/static/5f1d00d1ce211e55c64d321b9faa574f/206c8/2-portal-product-select.jpg)
Modernising mortgage finance
Our platform allows funding partners to design products and set criteria whilst managing concentration limits and ensuring high-quality underwriting.
We provide low-effort treasury management with transparent data reporting across the entire lifecycle, from origination to servicing.
“By opening up the market to new investors, we could give borrowers more choice.”
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![Follow the smart money](/static/ec81456a5c7a076c0bebde6c11a0cc22/a9684/contact-phone.jpg)
Follow the smart money
We make it easy to back the buy-to-let sector and we’re trusted by some of the biggest investors in the world.
Email: capitalmarkets@landbay.co.uk